Below, you’ll find questions to help you figure out the best decision for you and the business, as well as a list of financing choices. Our financing experts can assist you with difficulties such as:
- Cash flow and working capital
- Tax and VAT treatment
- Tying up capital in fixed assets vs leasing them
Purchasing assets altogether might lock up cash and expose you to the risk of volatile resale values.
Selling your asset to the lenders and leasing it back, allows you to budget more effectively because you’ll have fixed monthly payments and won’t be exposed to volatile residual prices.
Of course, you can always pay in cash.
However, many businesses we deal with believe that conserving working capital, financing an asset over the period of its useful life rather than paying up front, makes more sense.
Purchases made with cash deplete cash resources.
You’re buying an asset that is likely to depreciate over time. You’ll have to keep it in good working order and dispose of it when it’s time to replace it. You can sometimes incorporate maintenance costs in your monthly payments and leave disposal to the lender.
Sale and leaseback: measurable benefits.
It’s difficult to calculate the exact cost of purchasing, financing, maintaining, and selling assets. Our experts, on the other hand, can assist you in determining the genuine figures.
When you choose sale and leaseback you get our support with:
- Relief vehicles during repairs
- Accident management
- Roadside assistance
- Fuel cards for fleets
For your technology assets, our options cover:
- Supply
- Critical hardware
- Fixing, replacing, maintenance and disposal
The key benefits:
- Re-inject vital capital into your business
- Strengthen your balance sheet
- Open up new lines of credit for business growth and expansion
- Additional option to cover all servicing and repairs
When you pick sale and leaseback, you’ll get our help with:
- Rental vehicles while repairs are being completed
- Accident management
- Roadside assistance
- Fleet fuel cards
Our technology asset management services include:
- Supply
- Critical hardware
- repair, replacement, maintenance, and disposal
The main advantages are as follows:
- Strengthen your balance sheet
- Open up additional lines of credit for business growth and expansion
- Additional option to cover all service and repairs
Flexible leasing possibilities
Leasing works well, if you only require an asset for a portion of its useful life, such as vehicles or construction equipment.
Leasing is also suitable for items that need to be updated on a regular basis, such as technology assets.
We buy the asset on your behalf and then resell it to you. You pay rent for a set amount of time under our lease. Despite the fact that you will never own the asset, you will have complete access to it. On lease and contract hire rents, you can also claim VAT. For work cars, there are special restrictions that allow you to reclaim 50% of the VAT.